Life Insurance
Life Insurance seeks to guarantee the protection of an insured person and their family in the event of death. However, now these insurances also include benefits that can be used while you are still alive. The Accelerated Benefits clauses allow you to claim the insurance company in unfortunate situations such as terminal illness, chronic illness, critical illness, and acute injuries. This can help you in a financial crisis by accessing all or part of the money from your life policy. We have companies with more than 175 years in the market.
How Can the Living Benefits be Used?
Retirement or College planning: Plans that allow you and your children to save for the future tax-free. In the same way, your Life Insurance with Living Benefits offers you free protection.
Mortgage Protection Plans: Have you just bought your house? Have you thought about what would happen to your family if you were no longer here? Have you thought about what would happen to all regular and medical bills if you stopped working for a while due to a chronic illness, accident, cancer, or heart attack? Mortgage protection plans help you protect your assets and accelerate the benefits of your policy so that you and your family can have financial ease.
Final Expense Plans: A person's final expenses can be worth more than $15,000. These plans allow you to ensure that your family obtains an amount of money with which they can make all funeral arrangements, medical bill payments, and any other needs that arise in the event of death.
Plans with Return of Premium: This plan allows you to purchase Life Insurance for a specific time; at the end of this period, you can get your money back. In this type of policy, the Living Benefits also apply in the event of a terminal, chronic or critical illness.
Plans for Foreigners with Living Benefits: Did you know that having a Tax ID, Social Security, or ITIN Number can qualify for Life Insurance?
